⭐ Rated 5.0 from 185 Google reviews · Serving clients in all 50 states
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Free · 30 minutes · No obligation

Find out exactly what's holding your score down, and what to fix first.

On a free 30-minute call, a credit specialist goes through all 3 of your reports with you, line by line, and shows you what can be challenged, what to fix first, and how long it should take.

★★★★★ 5.0 from 185 Google reviews
  • A full 3-bureau review of your report with a specialist, live
  • Every collection, charge-off, eviction or late payment we'd challenge, and why
  • The order to fix things in so your score moves fastest
  • A clear plan and timeline, even if you decide to do it yourself
Pick your time Takes 60 seconds

What happens on your call

No pressure, no pitch-fest. You leave with a plan either way.

1

We pull up your reports

We review Equifax, Experian and TransUnion with you on screen so you see exactly what lenders see.

2

We flag what can be challenged

Inaccurate, outdated or unverifiable items get marked. You'll know what's fixable and what isn't.

3

You get your plan

The fastest path to your goal, whether that's a home, a car, or just getting approved again.

Real clients. Real reports.

Before and after screenshots from actual client files. Personal details removed.

Brandon's before and after credit scores
Brandon · all 3 bureaus up
Zachary's before and after credit scores
Zachary · into the 800s
Cody's credit score results
Cody · real client results
Client approved for a $23,000 Chase credit line
$23K Chase approval

Hear it from them

Tap to play.

Shaun
"I got approved"
Trisha

185 five-star Google reviews

A few of them, trimmed for length and spelling.

★★★★★

"They brought me from a credit score of 550 to 715 in 90 days. Now I'm able to close on my house."

Karen H.Google review
★★★★★

"Wise Consulting Enterprise helped me improve my credit score from 550 to 720. I'm so happy with the progress because buying my own home has always been a dream of mine."

Linda W.Google review
★★★★★

"I tried several credit repair companies before... all they seemed to do was charge me month after month without real progress... What stood out was that they actually listened, explained the process clearly, and made me feel like I wasn't just another monthly payment."

Vladimir N.Google review
★★★★★

"A lot of people talk the talk but over at Wise they walk the walk. I can now start looking for my dream home and start to plan my future."

Edward J.Google review
★★★★★

"They doing amazing job they fix my credit quick and is cheaper than other companies."

Jason M.Google review
★★★★★

"Professional, knowledgeable, trustworthy, and genuinely dedicated to helping their clients achieve better financial health. They guided me through the credit repair process, answered my questions, and helped me make significant progress."

Krishna L.Google review

Is this call for you?

We keep these calls for people who are serious about moving their score.

This is for you if…

  • You've got collections, charge-offs, late payments, evictions, repos or a bankruptcy on your report
  • You want to buy a home or a car, or get approved without a co-signer
  • You're ready to take action in the next 30 days

This is not for you if…

  • You're looking for a magic trick or a guaranteed score
  • You're not willing to pay bills on time going forward
  • You just want to "think about it someday"

Questions people ask

Is the call really free?

Yes. The 30-minute review is free and you're under no obligation to sign up for anything.

Will this hurt my credit score?

No. We review your reports through a monitoring service that uses a soft pull, which doesn't affect your score.

Do I need my credit report before the call?

It helps. After you book, we'll text you a link to pull all 3 reports so we can go through them together.

Do you guarantee results?

No honest company can. We challenge items that are inaccurate, outdated or can't be verified. Results vary by file, and we'll tell you on the call what's realistic for yours.

Can I do this myself?

Yes. You have the right to dispute inaccurate information with the credit bureaus yourself, for free. Many people hire us because they want it done right, fast, and handled for them.

Every month you wait, bad credit costs you more.

Higher rates. Bigger deposits. More "no." Take 30 minutes and find out what can change.

Book my free credit review
Book my free credit review